:root{
  --navy:#0b2e4f; --navy-2:#0f3b66; --gold:#e9b949; --gold-d:#c8972c;
  --ink:#16202b; --muted:#5b6b7a; --line:#e4e9ef; --bg:#ffffff; --bg-alt:#f5f8fb;
  --radius:16px; --shadow:0 18px 50px -22px rgba(11,46,79,.35);
  --max:1140px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter','Noto Sans SC',system-ui,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased;
}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);font-weight:800;letter-spacing:-.01em}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);margin-bottom:.6rem}
a{color:inherit;text-decoration:none}
.center{text-align:center}
.kicker{color:var(--gold-d);font-weight:700;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;margin-bottom:.5rem}
.kicker.center{display:block}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav__inner{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:12px}
.brand__mark{width:40px;height:40px;border-radius:11px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:800;font-size:1.3rem}
.brand__text{display:flex;flex-direction:column;line-height:1.1}
.brand__text strong{color:var(--navy);font-size:1.02rem}
.brand__text em{font-style:normal;color:var(--muted);font-size:.74rem}
.nav__links{display:flex;align-items:center;gap:28px}
.nav__links a{color:var(--ink);font-weight:500;font-size:.94rem;transition:color .2s}
.nav__links a:hover{color:var(--gold-d)}
.lang{border:1px solid var(--line);background:#fff;color:var(--navy);font-weight:600;padding:7px 14px;border-radius:9px;cursor:pointer;font-family:inherit;transition:.2s}
.lang:hover{border-color:var(--gold);color:var(--gold-d)}
.nav__burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.nav__burger span{width:24px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}

/* hero */
.hero{position:relative;color:#fff;overflow:hidden;
  background:radial-gradient(1200px 600px at 80% -10%,#1a4f86 0%,transparent 60%),linear-gradient(135deg,var(--navy) 0%,#082238 100%)}
.hero::after{content:"";position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 59h60M59 0v60' stroke='%23ffffff' stroke-opacity='0.05'/%3E%3C/svg%3E");pointer-events:none}
.hero__inner{position:relative;padding:96px 24px 88px;max-width:880px}
.hero__eyebrow{color:var(--gold);font-weight:600;letter-spacing:.1em;text-transform:uppercase;font-size:.8rem;margin-bottom:1rem}
.hero h1{color:#fff;font-size:clamp(2.1rem,5vw,3.4rem);font-weight:800;margin-bottom:1.1rem}
.hero__sub{color:#cfe0f0;font-size:clamp(1rem,2vw,1.2rem);max-width:640px;margin-bottom:2rem}
.hero__cta{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 26px;border-radius:11px;font-weight:600;font-size:.96rem;transition:.22s;cursor:pointer}
.btn--primary{background:var(--gold);color:var(--navy)}
.btn--primary:hover{background:var(--gold-d);transform:translateY(-2px)}
.btn--ghost{border:1px solid rgba(255,255,255,.4);color:#fff}
.btn--ghost:hover{background:rgba(255,255,255,.1)}
.hero__stats{display:flex;gap:42px;margin-top:3rem;flex-wrap:wrap}
.hero__stats div{display:flex;flex-direction:column}
.hero__stats strong{color:var(--gold);font-size:1.6rem;font-weight:800}
.hero__stats span{color:#aac4dc;font-size:.85rem}

/* sections */
.section{padding:84px 0}
.section--alt{background:var(--bg-alt)}
.section p{color:var(--muted)}
.section h2+p,.section p+p{margin-top:.8rem}
.grid2{display:grid;grid-template-columns:1.2fr .9fr;gap:54px;align-items:start}

.factcard,.partners{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.factcard h3,.partners h3{font-size:1.05rem;margin-bottom:16px;color:var(--navy)}
.factcard dl{display:grid;grid-template-columns:auto 1fr;gap:10px 18px}
.factcard dt{color:var(--muted);font-size:.86rem;font-weight:600}
.factcard dd{color:var(--ink);font-size:.9rem;text-align:right;font-weight:500}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;transition:.25s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#d2deea}
.card__icon{font-size:2rem;margin-bottom:14px}
.card h3{font-size:1.15rem;margin-bottom:.5rem}
.card__tag{position:absolute;top:24px;right:24px;background:var(--navy);color:var(--gold);font-weight:700;font-size:.78rem;padding:4px 10px;border-radius:20px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:44px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.step__n{font-size:.8rem;font-weight:800;color:var(--gold-d);letter-spacing:.1em}
.step h4{margin:8px 0 6px;font-size:1.08rem}
.step p{font-size:.9rem}

/* why */
.ticks{list-style:none;margin-top:1.2rem;display:grid;gap:10px}
.ticks li{position:relative;padding-left:30px;color:var(--ink);font-weight:500}
.ticks li::before{content:"✓";position:absolute;left:0;top:0;width:20px;height:20px;background:var(--gold);color:var(--navy);border-radius:50%;display:grid;place-items:center;font-size:.7rem;font-weight:800}
.partners__grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.partner{background:var(--bg-alt);border:1px solid var(--line);border-radius:12px;padding:18px;text-align:center;font-weight:700;color:var(--navy)}
.partner span{color:var(--muted);font-weight:500;font-size:.85rem}
.mt{margin-top:24px}
.markets{display:flex;flex-direction:column;gap:10px;margin-top:14px}
.markets span{font-weight:600;color:var(--ink)}
.markets em{font-style:normal}

/* contact */
.contact{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px}
.contact__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;text-align:center}
.contact__item h4{color:var(--gold-d);font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:10px}
.contact__item p{color:var(--ink)}
.contact__item a{color:var(--navy-2);font-weight:600}

/* footer */
.footer{background:var(--navy);color:#cfe0f0;padding:40px 0}
.footer__inner{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.footer strong{color:#fff}
.footer__copy{color:#8fb0cd;font-size:.85rem}

/* responsive */
@media(max-width:880px){
  .nav__links{position:fixed;inset:70px 0 auto 0;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line);padding:8px 0;transform:translateY(-130%);transition:.3s;box-shadow:var(--shadow)}
  .nav__links.open{transform:translateY(0)}
  .nav__links a{padding:14px 24px;width:100%}
  .lang{margin:10px 24px}
  .nav__burger{display:flex}
  .grid2,.cards,.steps,.contact{grid-template-columns:1fr}
  .grid2{gap:32px}
  .hero__stats{gap:28px}
}